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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,756 | $176,786-95.6% | $146,643-94.7% | $167,536-95.4% |
| Participation rate | 80.0% | 83.6%-3.6pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 16.82% | 24.04%-7.2pp | 22.75%-5.9pp | 478.82%-462.0pp |
| Employer contribution / active EE | $2,196 | $5,161-57.5% | $4,137-46.9% | $4,839-54.6% |
| Participant deferral / active EE | $2,595 | $6,440-59.7% | $5,506-52.9% | $6,342-59.1% |
| Admin fee / account holder | $2,979 | $13,262-77.5% | $10,280-71.0% | $12,315-75.8% |