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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,715 | $95,915-95.1% | $79,580-94.1% | $134,532-96.5% |
| Participation rate | 91.7% | 75.0%+16.6pp | 69.5%+22.2pp | 81.2%+10.4pp |
| Annual return | -8.73% | -2.71%-6.0pp | 0.15%-8.9pp | 418.27%-427.0pp |
| Employer contribution / active EE | $1,599 | $3,129-48.9% | $2,413-33.7% | $4,741-66.3% |
| Participant deferral / active EE | $2,803 | $4,693-40.3% | $3,985-29.7% | $6,401-56.2% |
| Admin fee / account holder | $835 | $9,132-90.9% | $6,835-87.8% | $11,429-92.7% |