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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,179 | $73,839-67.3% | $143,788-83.2% | $68,495-64.7% |
| Participation rate | 87.5% | 66.7%+20.8pp | 80.3%+7.2pp | 67.9%+19.6pp |
| Annual return | 149.64% | 1.01%+148.6pp | -0.03%+149.7pp | -7.84%+157.5pp |
| Employer contribution / active EE | $871 | $3,184-72.7% | $4,952-82.4% | $2,596-66.5% |
| Participant deferral / active EE | $9,789 | $3,384+189.2% | $5,638+73.6% | $4,028+143.0% |
| Admin fee / account holder | $434 | $5,755-92.5% | $14,675-97.0% | $5,403-92.0% |