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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,025 | $175,231-45.8% | $149,696-36.5% | $139,466-31.9% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 22.71% | 166.77%-144.1pp | 134.46%-111.7pp | 373.66%-351.0pp |
| Employer contribution / active EE | $1,905 | $5,478-65.2% | $4,821-60.5% | $4,754-59.9% |
| Participant deferral / active EE | $4,189 | $6,521-35.8% | $5,682-26.3% | $6,712-37.6% |
| Admin fee / account holder | $20 | $16,155-99.9% | $13,212-99.8% | $11,409-99.8% |