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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,618 | $157,276-20.1% | $141,177-11.0% | $152,885-17.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 64.44% | 64.33%+0.1pp | 71.40%-7.0pp | 345.39%-280.9pp |
| Employer contribution / active EE | $17,587 | $5,262+234.2% | $4,736+271.4% | $4,763+269.2% |
| Participant deferral / active EE | $14,900 | $7,110+109.6% | $6,710+122.1% | $5,851+154.7% |
| Admin fee / account holder | $942 | $12,123-92.2% | $10,263-90.8% | $11,598-91.9% |