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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,850 | $100,792-86.3% | $86,691-84.0% | $134,509-89.7% |
| Participation rate | 85.7% | 78.9%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | -12.81% | 29.08%-41.9pp | 35.94%-48.8pp | 418.13%-430.9pp |
| Employer contribution / active EE | $2,914 | $3,491-16.5% | $2,837+2.7% | $4,741-38.5% |
| Participant deferral / active EE | $9,162 | $5,339+71.6% | $4,656+96.8% | $6,400+43.1% |
| Admin fee / account holder | $1,817 | $10,924-83.4% | $7,492-75.7% | $11,427-84.1% |