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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,386 | $165,939-96.8% | $122,354-95.6% | $147,586-96.4% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 13.60% | 34.56%-21.0pp | 30.28%-16.7pp | 578.59%-565.0pp |
| Employer contribution / active EE | $1,756 | $5,754-69.5% | $4,051-56.7% | $4,876-64.0% |
| Participant deferral / active EE | $3,219 | $4,005-19.6% | $3,287-2.1% | $5,439-40.8% |
| Admin fee / account holder | $14,060 | $7,425+89.4% | $5,479+156.6% | $10,886+29.2% |