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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,261 | $78,428+34.2% | $95,960+9.7% | $79,852+31.8% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 14.42% | 19.37%-5.0pp | 91.63%-77.2pp | 31.72%-17.3pp |
| Employer contribution / active EE | $7,286 | $1,945+274.5% | $2,541+186.7% | $2,471+194.8% |
| Participant deferral / active EE | $6,213 | $3,440+80.6% | $4,167+49.1% | $3,740+66.1% |
| Admin fee / account holder | $680 | $5,622-87.9% | $6,797-90.0% | $5,306-87.2% |