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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,943 | $84,464-97.7% | $61,399-96.8% | $134,509-98.6% |
| Participation rate | 10.5% | 62.2%-51.7pp | 52.6%-42.0pp | 81.2%-70.7pp |
| Annual return | -5.74% | 585.06%-590.8pp | 338.81%-344.6pp | 418.13%-423.9pp |
| Employer contribution / active EE | $0 | $1,545-100.0% | $1,159-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $254 | $2,818-91.0% | $2,124-88.0% | $6,400-96.0% |
| Admin fee / account holder | $7 | $2,587-99.7% | $2,131-99.7% | $11,427-99.9% |