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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,657 | $95,975-73.3% | $74,552-65.6% | $135,382-81.0% |
| Participation rate | 50.0% | 75.7%-25.7pp | 69.1%-19.1pp | 82.6%-32.6pp |
| Annual return | -8.70% | 56.96%-65.7pp | 32.53%-41.2pp | 519.77%-528.5pp |
| Employer contribution / active EE | $1,059 | $2,716-61.0% | $1,961-46.0% | $4,779-77.8% |
| Participant deferral / active EE | $3,059 | $3,844-20.4% | $3,108-1.6% | $5,609-45.5% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,060-100.0% | $10,829-100.0% |