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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,665 | $94,436-79.2% | $115,599-83.0% | $82,637-76.2% |
| Participation rate | 96.4% | 70.4%+26.0pp | 74.3%+22.2pp | 68.1%+28.4pp |
| Annual return | 14.13% | 18.37%-4.2pp | 111.10%-97.0pp | 53.51%-39.4pp |
| Employer contribution / active EE | $3,847 | $2,324+65.6% | $2,955+30.2% | $2,552+50.7% |
| Participant deferral / active EE | $2,174 | $3,955-45.0% | $4,889-55.5% | $4,126-47.3% |
| Admin fee / account holder | $3,955 | $10,328-61.7% | $12,841-69.2% | $7,339-46.1% |