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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,157 | $159,978-86.8% | $147,041-85.6% | $145,978-85.5% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 14.38% | 98.36%-84.0pp | 419.21%-404.8pp | 550.52%-536.1pp |
| Employer contribution / active EE | $1,656 | $5,288-68.7% | $4,935-66.4% | $4,662-64.5% |
| Participant deferral / active EE | $2,610 | $8,429-69.0% | $8,071-67.7% | $6,690-61.0% |
| Admin fee / account holder | $705 | $15,053-95.3% | $13,006-94.6% | $13,400-94.7% |