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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,945 | $77,816-70.5% | $123,549-81.4% | $64,181-64.2% |
| Participation rate | 83.3% | 74.7%+8.6pp | 82.3%+1.0pp | 69.6%+13.8pp |
| Annual return | 0.00% | 12.49%-12.5pp | 119.20%-119.2pp | 7.63%-7.6pp |
| Employer contribution / active EE | $3,143 | $3,014+4.3% | $4,628-32.1% | $2,381+32.0% |
| Participant deferral / active EE | $6,682 | $5,240+27.5% | $6,426+4.0% | $3,470+92.6% |
| Admin fee / account holder | $5,991 | $5,519+8.6% | $9,284-35.5% | $4,887+22.6% |