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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,578 | $72,071+128.4% | $68,368+140.7% | $137,256+19.9% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 20.65% | 353.14%-332.5pp | 292.57%-271.9pp | 220.34%-199.7pp |
| Employer contribution / active EE | $4,198 | $2,788+50.6% | $2,649+58.5% | $4,156+1.0% |
| Participant deferral / active EE | $10,007 | $4,410+126.9% | $4,123+142.7% | $6,407+56.2% |
| Admin fee / account holder | $416 | $5,336-92.2% | $5,150-91.9% | $12,270-96.6% |