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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,578 | $102,595+60.4% | $94,057+75.0% | $154,746+6.4% |
| Participation rate | 83.3% | 76.0%+7.3pp | 73.3%+10.0pp | 80.7%+2.6pp |
| Annual return | 20.65% | 583.42%-562.8pp | 480.62%-460.0pp | 172.34%-151.7pp |
| Employer contribution / active EE | $4,198 | $3,147+33.4% | $2,933+43.1% | $4,379-4.1% |
| Participant deferral / active EE | $10,007 | $5,118+95.5% | $4,709+112.5% | $6,730+48.7% |
| Admin fee / account holder | $416 | $7,736-94.6% | $7,244-94.3% | $14,365-97.1% |