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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,902 | $67,411+11.1% | $91,004-17.7% | $70,131+6.8% |
| Participation rate | 63.4% | 71.4%-7.9pp | 75.6%-12.2pp | 69.5%-6.1pp |
| Annual return | 14.95% | -40.16%+55.1pp | 4.60%+10.3pp | 73.14%-58.2pp |
| Employer contribution / active EE | $886 | $1,786-50.4% | $2,456-63.9% | $2,342-62.2% |
| Participant deferral / active EE | $2,533 | $2,823-10.3% | $3,548-28.6% | $3,332-24.0% |
| Admin fee / account holder | $20,806 | $4,236+391.1% | $5,417+284.0% | $4,645+347.9% |