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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,056 | $49,891-71.8% | $80,607-82.6% | $75,181-81.3% |
| Participation rate | 86.0% | 55.3%+30.7pp | 67.0%+19.0pp | 67.2%+18.8pp |
| Annual return | 7.27% | 34.67%-27.4pp | 936.11%-928.8pp | 160.69%-153.4pp |
| Employer contribution / active EE | $0 | $1,698-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,502 | $2,991+17.1% | $4,448-21.3% | $4,126-15.1% |
| Admin fee / account holder | $3,307 | $3,578-7.6% | $5,379-38.5% | $5,650-41.5% |