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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,184 | $211,105-11.8% | $178,449+4.3% | $145,978+27.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.52% | 30.19%-20.7pp | 27.09%-17.6pp | 550.52%-541.0pp |
| Employer contribution / active EE | $2,528 | $4,569-44.7% | $3,951-36.0% | $4,662-45.8% |
| Participant deferral / active EE | $11,196 | $6,959+60.9% | $6,277+78.4% | $6,690+67.4% |
| Admin fee / account holder | $491 | $12,017-95.9% | $10,362-95.3% | $13,400-96.3% |