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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,093 | $165,361-89.7% | $149,715-88.6% | $158,950-89.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 26.49% | 348.24%-321.7pp | 276.66%-250.2pp | 302.91%-276.4pp |
| Employer contribution / active EE | $1,215 | $5,103-76.2% | $4,645-73.8% | $4,762-74.5% |
| Participant deferral / active EE | $8,047 | $7,182+12.1% | $6,842+17.6% | $5,983+34.5% |
| Admin fee / account holder | $351 | $10,808-96.8% | $9,310-96.2% | $11,248-96.9% |