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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,430 | $199,109+45.4% | $173,730+66.6% | $154,746+87.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.59% | 20.02%-2.4pp | 19.96%-2.4pp | 172.34%-154.7pp |
| Employer contribution / active EE | $4,795 | $5,311-9.7% | $4,577+4.8% | $4,379+9.5% |
| Participant deferral / active EE | $20,301 | $7,113+185.4% | $6,326+220.9% | $6,730+201.6% |
| Admin fee / account holder | $4,392 | $20,916-79.0% | $17,523-74.9% | $14,365-69.4% |