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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,268 | $142,392-12.7% | $119,622+3.9% | $134,532-7.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -21.28% | -12.46%-8.8pp | -14.98%-6.3pp | 418.27%-439.5pp |
| Employer contribution / active EE | $3,651 | $5,224-30.1% | $4,232-13.7% | $4,741-23.0% |
| Participant deferral / active EE | $13,650 | $6,467+111.1% | $5,601+143.7% | $6,401+113.3% |
| Admin fee / account holder | $2,682 | $13,593-80.3% | $10,328-74.0% | $11,429-76.5% |