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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,430 | $178,174+62.4% | $156,181+85.3% | $137,256+110.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.59% | 84.19%-66.6pp | 64.87%-47.3pp | 220.34%-202.7pp |
| Employer contribution / active EE | $4,795 | $4,972-3.6% | $4,294+11.7% | $4,156+15.4% |
| Participant deferral / active EE | $20,301 | $6,888+194.7% | $6,132+231.1% | $6,407+216.9% |
| Admin fee / account holder | $4,392 | $17,404-74.8% | $14,586-69.9% | $12,270-64.2% |