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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,375 | $171,867+263.9% | $149,721+317.7% | $147,586+323.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 21.75% | 2113.36%-2091.6pp | 1501.67%-1479.9pp | 578.59%-556.8pp |
| Employer contribution / active EE | $16,450 | $6,275+162.2% | $5,444+202.1% | $4,876+237.3% |
| Participant deferral / active EE | $11,600 | $7,270+59.6% | $6,568+76.6% | $5,439+113.3% |
| Admin fee / account holder | $9,000 | $13,799-34.8% | $11,282-20.2% | $10,886-17.3% |