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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,780 | $162,136-29.8% | $152,301-25.3% | $154,746-26.5% |
| Participation rate | 72.7% | 84.1%-11.4pp | 82.4%-9.7pp | 80.7%-8.0pp |
| Annual return | 15.14% | 91.02%-75.9pp | 80.50%-65.4pp | 172.34%-157.2pp |
| Employer contribution / active EE | $4,172 | $4,890-14.7% | $4,624-9.8% | $4,379-4.7% |
| Participant deferral / active EE | $7,989 | $8,341-4.2% | $8,004-0.2% | $6,730+18.7% |
| Admin fee / account holder | $4,281 | $15,759-72.8% | $14,398-70.3% | $14,365-70.2% |