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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,701 | $138,114-60.4% | $125,391-56.4% | $134,545-59.3% |
| Participation rate | 58.3% | 84.5%-26.2pp | 82.4%-24.1pp | 81.2%-22.9pp |
| Annual return | -17.40% | 750.88%-768.3pp | 572.41%-589.8pp | 418.37%-435.8pp |
| Employer contribution / active EE | $2,464 | $5,246-53.0% | $4,816-48.8% | $4,742-48.0% |
| Participant deferral / active EE | $7,778 | $7,801-0.3% | $7,448+4.4% | $6,401+21.5% |
| Admin fee / account holder | $4,355 | $11,570-62.4% | $10,009-56.5% | $11,431-61.9% |