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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,038 | $123,750-93.5% | $69,611-88.5% | $145,877-94.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 10.61% | 192.03%-181.4pp | 101.14%-90.5pp | 551.28%-540.7pp |
| Employer contribution / active EE | $4,373 | $2,672+63.7% | $1,709+155.9% | $4,663-6.2% |
| Participant deferral / active EE | $4,373 | $4,243+3.1% | $2,891+51.3% | $6,691-34.6% |
| Admin fee / account holder | $1,098 | $7,817-86.0% | $4,696-76.6% | $13,402-91.8% |