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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,366 | $117,777-95.4% | $71,778-92.5% | $134,545-96.0% |
| Participation rate | 66.7% | 68.9%-2.2pp | 62.3%+4.3pp | 81.2%-14.6pp |
| Annual return | -35.17% | 25.46%-60.6pp | 9.15%-44.3pp | 418.37%-453.5pp |
| Employer contribution / active EE | $1,061 | $2,525-58.0% | $1,704-37.7% | $4,742-77.6% |
| Participant deferral / active EE | $1,523 | $3,756-59.4% | $2,656-42.6% | $6,401-76.2% |
| Admin fee / account holder | $45 | $6,379-99.3% | $3,974-98.9% | $11,431-99.6% |