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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,493 | $167,362+29.4% | $143,799+50.6% | $134,532+60.9% |
| Participation rate | 72.7% | 84.8%-12.1pp | 80.3%-7.6pp | 81.2%-8.5pp |
| Annual return | -18.94% | 0.47%-19.4pp | -0.04%-18.9pp | 418.27%-437.2pp |
| Employer contribution / active EE | $2,969 | $5,620-47.2% | $4,952-40.0% | $4,741-37.4% |
| Participant deferral / active EE | $8,611 | $6,447+33.5% | $5,638+52.7% | $6,401+34.5% |
| Admin fee / account holder | $10,364 | $18,094-42.7% | $14,677-29.4% | $11,429-9.3% |