Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,809 | $56,134-46.9% | $96,192-69.0% | $85,851-65.3% |
| Participation rate | 63.3% | 56.7%+6.6pp | 68.4%-5.2pp | 69.3%-6.1pp |
| Annual return | 4.62% | 42.30%-37.7pp | 192.09%-187.5pp | 318.63%-314.0pp |
| Employer contribution / active EE | $0 | $1,620-100.0% | $2,799-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,152 | $2,858-24.7% | $4,351-50.5% | $3,952-45.6% |
| Admin fee / account holder | $4,958 | $3,769+31.5% | $5,539-10.5% | $6,261-20.8% |