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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,433 | $114,119-56.7% | $107,187-53.9% | $138,895-64.4% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.9pp | 79.9%+9.0pp |
| Annual return | 70.54% | 273.21%-202.7pp | 204.55%-134.0pp | 145.39%-74.9pp |
| Employer contribution / active EE | $3,156 | $4,059-22.2% | $3,782-16.5% | $4,194-24.7% |
| Participant deferral / active EE | $7,372 | $5,538+33.1% | $5,096+44.7% | $6,396+15.3% |
| Admin fee / account holder | $2,071 | $10,024-79.3% | $9,162-77.4% | $12,562-83.5% |