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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,056 | $202,460-94.5% | $169,385-93.5% | $139,456-92.1% |
| Participation rate | 80.0% | 81.1%-1.1pp | 77.2%+2.8pp | 80.3%-0.3pp |
| Annual return | 34.85% | 532.07%-497.2pp | 405.82%-371.0pp | 373.45%-338.6pp |
| Employer contribution / active EE | $2,730 | $4,691-41.8% | $4,012-31.9% | $4,753-42.6% |
| Participant deferral / active EE | $4,656 | $6,938-32.9% | $6,221-25.2% | $6,711-30.6% |
| Admin fee / account holder | $336 | $10,719-96.9% | $9,011-96.3% | $11,407-97.1% |