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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,388 | $91,439-63.5% | $135,974-75.4% | $71,511-53.3% |
| Participation rate | 99.0% | 75.7%+23.4pp | 81.9%+17.1pp | 67.9%+31.1pp |
| Annual return | 41.93% | 29.90%+12.0pp | 68.30%-26.4pp | 28.86%+13.1pp |
| Employer contribution / active EE | $2,705 | $3,705-27.0% | $4,859-44.3% | $2,589+4.5% |
| Participant deferral / active EE | $5,742 | $7,093-19.0% | $7,760-26.0% | $4,291+33.8% |
| Admin fee / account holder | $1,536 | $1,267+21.3% | $10,767-85.7% | $1,588-3.3% |