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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,057 | $135,956-84.5% | $123,894-83.0% | $273,972-92.3% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 366.20% | 56.63%+309.6pp | 47.52%+318.7pp | 41.46%+324.7pp |
| Employer contribution / active EE | $2,611 | $5,170-49.5% | $4,617-43.4% | $4,869-46.4% |
| Participant deferral / active EE | $12,296 | $6,343+93.9% | $5,984+105.5% | $5,287+132.6% |
| Admin fee / account holder | $4,599 | $9,817-53.2% | $8,357-45.0% | $10,133-54.6% |