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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,946 | $81,504-91.5% | $102,437-93.2% | $80,959-91.4% |
| Participation rate | 96.7% | 66.9%+29.8pp | 74.5%+22.2pp | 67.7%+29.0pp |
| Annual return | 16.47% | 25.60%-9.1pp | 24.95%-8.5pp | 35.67%-19.2pp |
| Employer contribution / active EE | $1,403 | $3,104-54.8% | $3,871-63.7% | $2,757-49.1% |
| Participant deferral / active EE | $3,502 | $3,871-9.5% | $5,060-30.8% | $4,300-18.6% |
| Admin fee / account holder | $357 | $6,719-94.7% | $8,388-95.7% | $6,925-94.8% |