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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,541 | $165,399-70.0% | $149,745-66.9% | $158,982-68.8% |
| Participation rate | 18.2% | 84.6%-66.4pp | 82.5%-64.3pp | 82.0%-63.8pp |
| Annual return | 48.97% | 348.34%-299.4pp | 276.72%-227.8pp | 302.99%-254.0pp |
| Employer contribution / active EE | $2,764 | $5,105-45.8% | $4,646-40.5% | $4,763-42.0% |
| Participant deferral / active EE | $7,712 | $7,183+7.4% | $6,843+12.7% | $5,983+28.9% |
| Admin fee / account holder | $4,351 | $10,811-59.8% | $9,312-53.3% | $11,252-61.3% |