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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,023 | $157,304-84.7% | $141,197-83.0% | $152,909-84.3% |
| Participation rate | 58.3% | 84.8%-26.5pp | 82.5%-24.1pp | 82.5%-24.1pp |
| Annual return | 24.53% | 64.34%-39.8pp | 71.41%-46.9pp | 345.46%-320.9pp |
| Employer contribution / active EE | $4,213 | $5,263-19.9% | $4,736-11.1% | $4,764-11.6% |
| Participant deferral / active EE | $6,661 | $7,111-6.3% | $6,710-0.7% | $5,851+13.8% |
| Admin fee / account holder | $9,432 | $12,126-22.2% | $10,265-8.1% | $11,601-18.7% |