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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,878 | $185,141-87.6% | $153,416-85.1% | $155,188-85.3% |
| Participation rate | 88.2% | 79.9%+8.3pp | 74.3%+13.9pp | 80.8%+7.4pp |
| Annual return | 19.86% | 18.72%+1.1pp | 17.84%+2.0pp | 148.84%-129.0pp |
| Employer contribution / active EE | $3,505 | $4,489-21.9% | $3,764-6.9% | $4,248-17.5% |
| Participant deferral / active EE | $4,480 | $5,477-18.2% | $4,723-5.1% | $6,531-31.4% |
| Admin fee / account holder | $1,106 | $16,005-93.1% | $13,095-91.6% | $14,480-92.4% |