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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,879 | $141,001-88.7% | $112,228-85.9% | $139,487-88.6% |
| Participation rate | 83.3% | 79.2%+4.1pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 24.97% | 32.75%-7.8pp | 30.23%-5.3pp | 373.84%-348.9pp |
| Employer contribution / active EE | $2,799 | $4,285-34.7% | $3,432-18.4% | $4,755-41.1% |
| Participant deferral / active EE | $4,347 | $5,877-26.0% | $4,800-9.4% | $6,713-35.2% |
| Admin fee / account holder | $586 | $9,959-94.1% | $7,752-92.4% | $11,407-94.9% |