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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,878 | $212,777-89.2% | $173,703-86.8% | $198,609-88.5% |
| Participation rate | 88.2% | 81.1%+7.2pp | 75.9%+12.3pp | 82.4%+5.9pp |
| Annual return | 19.86% | 18.82%+1.0pp | 17.46%+2.4pp | 202.70%-182.8pp |
| Employer contribution / active EE | $3,505 | $5,214-32.8% | $4,288-18.3% | $5,055-30.7% |
| Participant deferral / active EE | $4,480 | $5,697-21.4% | $4,854-7.7% | $6,977-35.8% |
| Admin fee / account holder | $1,106 | $19,536-94.3% | $15,562-92.9% | $19,030-94.2% |