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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,647 | $115,796-72.7% | $101,264-68.7% | $158,950-80.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 52.48% | 56.15%-3.7pp | 46.48%+6.0pp | 302.91%-250.4pp |
| Employer contribution / active EE | $10,541 | $4,175+152.5% | $3,660+188.0% | $4,762+121.4% |
| Participant deferral / active EE | $4,543 | $4,958-8.4% | $4,370+3.9% | $5,983-24.1% |
| Admin fee / account holder | $4,710 | $7,247-35.0% | $5,947-20.8% | $11,248-58.1% |