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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,267 | $88,754-46.7% | $81,820-42.2% | $145,877-67.6% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 14.39% | 1031.77%-1017.4pp | 777.93%-763.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $2,522 | $3,085-18.3% | $2,915-13.5% | $4,663-45.9% |
| Participant deferral / active EE | $4,486 | $4,648-3.5% | $4,323+3.8% | $6,691-33.0% |
| Admin fee / account holder | $458 | $8,424-94.6% | $7,391-93.8% | $13,402-96.6% |