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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,005 | $156,398-82.7% | $147,318-81.7% | $138,895-80.6% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 18.12% | 78.75%-60.6pp | 70.43%-52.3pp | 145.39%-127.3pp |
| Employer contribution / active EE | $4,129 | $4,853-14.9% | $4,593-10.1% | $4,194-1.5% |
| Participant deferral / active EE | $7,226 | $8,237-12.3% | $7,906-8.6% | $6,396+13.0% |
| Admin fee / account holder | $4,812 | $14,976-67.9% | $13,708-64.9% | $12,562-61.7% |