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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,628 | $109,782-46.6% | $260,467-77.5% | $94,015-37.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 80.5%+19.5pp | 70.8%+29.2pp |
| Annual return | 19.70% | 18.60%+1.1pp | 100.60%-80.9pp | 17.84%+1.9pp |
| Employer contribution / active EE | $1,027 | $2,147-52.2% | $4,239-75.8% | $2,790-63.2% |
| Participant deferral / active EE | $9,461 | $4,044+133.9% | $6,319+49.7% | $4,249+122.6% |
| Admin fee / account holder | $8,361 | $11,958-30.1% | $15,461-45.9% | $8,951-6.6% |