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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,760 | $176,105-13.3% | $159,474-4.2% | $167,536-8.8% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 16.52% | 331.91%-315.4pp | 263.68%-247.2pp | 478.82%-462.3pp |
| Employer contribution / active EE | $8,460 | $5,299+59.7% | $4,831+75.1% | $4,839+74.8% |
| Participant deferral / active EE | $14,540 | $7,751+87.6% | $7,353+97.7% | $6,342+129.3% |
| Admin fee / account holder | $1,660 | $12,559-86.8% | $10,802-84.6% | $12,315-86.5% |