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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,082 | $157,304-59.9% | $141,197-55.3% | $152,909-58.7% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 32.31% | 64.34%-32.0pp | 71.41%-39.1pp | 345.46%-313.2pp |
| Employer contribution / active EE | $7,629 | $5,263+45.0% | $4,736+61.1% | $4,764+60.1% |
| Participant deferral / active EE | $14,667 | $7,111+106.3% | $6,710+118.6% | $5,851+150.7% |
| Admin fee / account holder | $1,303 | $12,126-89.3% | $10,265-87.3% | $11,601-88.8% |