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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,676 | $123,750-88.9% | $69,611-80.4% | $145,877-90.6% |
| Participation rate | 91.3% | 69.2%+22.1pp | 66.4%+24.9pp | 80.3%+11.0pp |
| Annual return | 13.20% | 192.03%-178.8pp | 101.14%-87.9pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,305 | $2,672-51.2% | $1,709-23.6% | $4,663-72.0% |
| Participant deferral / active EE | $3,644 | $4,243-14.1% | $2,891+26.1% | $6,691-45.5% |
| Admin fee / account holder | $2,348 | $7,817-70.0% | $4,696-50.0% | $13,402-82.5% |