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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,443 | $22,602-62.6% | $65,566-87.1% | $75,173-88.8% |
| Participation rate | 92.6% | 63.1%+29.5pp | 64.9%+27.7pp | 67.2%+25.4pp |
| Annual return | 22.87% | 71.13%-48.3pp | 47.40%-24.5pp | 160.72%-137.8pp |
| Employer contribution / active EE | $1,093 | $941+16.2% | $1,692-35.4% | $2,671-59.1% |
| Participant deferral / active EE | $3,039 | $1,695+79.3% | $2,832+7.3% | $4,126-26.3% |
| Admin fee / account holder | $567 | $1,877-69.8% | $4,114-86.2% | $5,651-90.0% |