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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,676 | $123,859-89.0% | $69,632-80.4% | $145,897-90.6% |
| Participation rate | 91.3% | 69.2%+22.1pp | 66.4%+24.9pp | 80.3%+11.0pp |
| Annual return | 13.20% | 192.49%-179.3pp | 101.32%-88.1pp | 552.29%-539.1pp |
| Employer contribution / active EE | $1,305 | $2,673-51.2% | $1,708-23.6% | $4,663-72.0% |
| Participant deferral / active EE | $3,644 | $4,242-14.1% | $2,889+26.1% | $6,689-45.5% |
| Admin fee / account holder | $2,348 | $7,817-70.0% | $4,695-50.0% | $13,390-82.5% |