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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,518 | $100,805-51.9% | $86,698-44.0% | $134,532-63.9% |
| Participation rate | 47.8% | 79.0%-31.1pp | 76.6%-28.8pp | 81.2%-33.4pp |
| Annual return | -18.16% | 29.09%-47.3pp | 35.95%-54.1pp | 418.27%-436.4pp |
| Employer contribution / active EE | $1,604 | $3,490-54.0% | $2,837-43.5% | $4,741-66.2% |
| Participant deferral / active EE | $3,963 | $5,339-25.8% | $4,656-14.9% | $6,401-38.1% |
| Admin fee / account holder | $6,456 | $10,925-40.9% | $7,493-13.8% | $11,429-43.5% |