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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,505 | $72,492-52.4% | $87,104-60.4% | $72,975-52.7% |
| Participation rate | 45.7% | 72.8%-27.1pp | 76.9%-31.2pp | 69.5%-23.8pp |
| Annual return | 23.92% | 24.46%-0.5pp | 28.19%-4.3pp | 81.01%-57.1pp |
| Employer contribution / active EE | $1,315 | $1,894-30.6% | $2,521-47.8% | $2,440-46.1% |
| Participant deferral / active EE | $2,404 | $3,270-26.5% | $4,048-40.6% | $3,608-33.4% |
| Admin fee / account holder | $101 | $5,055-98.0% | $7,491-98.7% | $5,124-98.0% |