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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,196 | $57,305+8.5% | $86,640-28.2% | $75,173-17.3% |
| Participation rate | 76.2% | 63.2%+13.0pp | 71.7%+4.5pp | 67.2%+9.0pp |
| Annual return | 16.34% | 2674.24%-2657.9pp | 592.52%-576.2pp | 160.72%-144.4pp |
| Employer contribution / active EE | $4,494 | $2,316+94.0% | $3,024+48.6% | $2,671+68.3% |
| Participant deferral / active EE | $4,878 | $3,320+47.0% | $4,438+9.9% | $4,126+18.2% |
| Admin fee / account holder | $6,639 | $4,116+61.3% | $5,616+18.2% | $5,651+17.5% |